Compliance Statement

Last updated: May 2026

SafePayMe is committed to maintaining the highest standards of regulatory compliance, integrity, and transparency. This Compliance Statement outlines our approach to compliance obligations, including anti-money laundering (AML), counter-terrorism financing (CTF), know-your-customer (KYC) requirements, and other applicable legal and regulatory frameworks.

1. Our Compliance Commitment

SafePayMe operates as a technology platform connecting approved merchants to third-party payment provider networks. While we are not a regulated financial institution, we are committed to:

• Operating in accordance with applicable laws and regulations in the jurisdictions where we provide services
• Implementing robust KYC and identity verification procedures across our supported provider networks
• Maintaining policies and procedures designed to detect and prevent money laundering, terrorist financing, and other financial crimes
• Cooperating with regulatory authorities and law enforcement as required by applicable law
• Regularly reviewing and updating our compliance framework to address evolving regulatory requirements

2. Know Your Customer (KYC)

SafePayMe supports KYC-enabled identity verification across our supported provider networks. Our approach includes:

• Verification of merchant identity and business legitimacy during the onboarding process
• Customer identity verification at the point of transaction, where supported by provider networks
• Ongoing monitoring and periodic re-verification as required by applicable regulations or provider requirements

KYC requirements may vary by provider, jurisdiction, payment method, customer profile, and transaction risk. Additional checks may be required in some cases.

3. Anti-Money Laundering (AML)

SafePayMe maintains AML-related policies and procedures designed to:

• Identify and verify the identity of merchants using our platform
• Monitor transactions for suspicious activity, in coordination with our provider partners
• Report suspicious transactions to the appropriate authorities as required by applicable law
• Maintain appropriate records in accordance with regulatory requirements

4. Sanctions Compliance

SafePayMe is committed to complying with applicable economic sanctions programs. We do not knowingly facilitate transactions or provide services to:

• Individuals or entities designated on sanctions lists maintained by applicable regulatory bodies
• Countries or regions subject to comprehensive sanctions programs
• Businesses or individuals connected to prohibited activities as defined by applicable law

5. Prohibited Businesses

SafePayMe maintains a list of prohibited business categories that are not eligible for our services. This list is available on our Prohibited Businesses page and is reviewed and updated regularly. We reserve the right to decline or terminate service to any business that falls within a prohibited category or that we determine, in our sole discretion, poses unacceptable compliance or reputational risk.

6. Data Protection and Privacy

SafePayMe handles personal and business information in accordance with our Privacy Policy. We implement appropriate technical and organizational measures to protect data and ensure compliance with applicable data protection laws.

7. Record Keeping

SafePayMe maintains records as required by applicable law and regulatory guidance, including records related to merchant applications, KYC documentation, and transaction data. Record retention periods comply with legal and regulatory requirements.

8. Training and Awareness

SafePayMe provides compliance-related training to relevant personnel to ensure awareness of AML, CTF, KYC, and other regulatory obligations.

9. Reporting Concerns

If you have any concerns regarding compliance matters, suspicious activity, or potential violations of law or policy, please contact us at support@safepayme.com.

10. Regulatory Cooperation

SafePayMe cooperates fully with regulatory authorities and law enforcement agencies in accordance with applicable law. We respond to lawful requests for information and take appropriate action in response to regulatory guidance or directives.